Effective Date: 01.13.2025
At Loans for Federal Employees, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard the information you provide when you access our website and apply for our services. By using our website, you agree to the practices described in this policy.
1. Information We Collect
We collect both personal and non-personal information to provide and improve our services. This may include:
Personal Information: When you apply for a loan, we may collect your name, email address, phone number, employment details, income information, and other data necessary for loan processing.
Non-Personal Information: We may collect information such as your IP address, browser type, device information, and usage statistics to improve the user experience and for analytical purposes.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To process and review your loan application.
- To verify your eligibility for loan products through employment databases.
- To communicate with you about your application, loan status, and other related services.
- To improve our website and services based on user feedback and usage data.
- To ensure compliance with applicable laws and regulations.
3. Information Sharing and Disclosure
We do not sell, rent, or lease your personal information to third parties. However, we may share your information with trusted third-party service providers in order to perform services on our behalf, such as verifying employment or processing payments. These third parties are obligated to protect your information and use it only for the purposes for which it was provided.
We may also disclose your information if required by law, such as to comply with a subpoena, regulation, or legal process.
4. Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. This includes encryption, secure servers, and other technical safeguards. However, no method of data transmission over the internet is 100% secure, so we cannot guarantee absolute security.
5. Cookies and Tracking Technologies
We use cookies and other tracking technologies to enhance your experience on our website, analyze site traffic, and improve our services. Cookies are small files that are stored on your device when you visit our website. You can choose to disable cookies through your browser settings, but doing so may affect your ability to use certain features of our site.
6. Your Rights and Choices
You have the right to:
- Access, update, or delete your personal information.
- Opt-out of marketing communications by following the instructions in the emails we send.
- Request that we limit the processing of your personal information, where applicable.
- If you would like to exercise any of these rights or have questions about your personal information, please contact us using the contact information provided below.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites before providing them with your personal information.
8. Children’s Privacy
Our services are not intended for children under the age of 18, and we do not knowingly collect personal information from individuals under 18. If we learn that we have collected information from a child under 18, we will take steps to delete that information as soon as possible.
9. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated “Effective Date.” We encourage you to review this policy periodically to stay informed about how we are protecting your information.
10. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at [email protected].
By using our website, you consent to the collection and use of your personal information as described in this Privacy Policy.